Frostbite results from the body's survival mechanisms kicking in during extremely cold weather. The body's first imperative is to protect the vital inner organs, which it does by cutting back on circulation to your extremities: feet, hands, nose, etc. If these parts are exposed to the cold and receive less warming blood flow, they eventually freeze.
Hypothermia occurs when the body's temperature drops below 95 degrees F and it does not take arctic temperatures to put you at risk. Even moderately chilly air temperatures can trigger hypothermia if you are not probably clothed.
The National Institute of Aging estimates that of the 28,000 people hypothermia kills every year, the largest percentage are older people. Some medicines, problems with circulation, and certain illnesses appear to reduce the older persons ability to resist hypothermia. The older you get, the less sensitive your are to cold weather. So, your body temperature could drop to a dangerously low level without you being aware of it.
If you feel any of these symptoms , see your doctor immediately or go to the nearest emergency room. It is better to be overly cautious.
To help someone you suspect may be suffering from hypothermia:
Sources: National Oceanic and Atmospheric Administration (NOAA), National Institute of Aging (NIA), and National Safety Council (NSC)